How to apply for a KCB Mpesa loan
1. Open the M-Pesa menu on your phone.
2. Select loans and savings
3. Select M-Shwari
4. Next, select loan.
5. Choose request loan
6. Now, enter the amount you want to borrow. (make sure the amount is within your loan limit)
7. Next, enter your M-Pesa PIN
8. Wait for the loan amount to be sent to your M-Pesa account
KCB Mpesa Loan limits
KCB M-PESA loan limits start from
i) Minimum of Ksh 100
ii) Maximum of Ksh 50,000.
How to check how much you qualify for on KCB MPesa (check your loan limit.)
To check your KCB M-PESA loan limit, follow these steps;
1. Open M-Pesa
2. In the menu select loans and savings
3. Go to KCB M-PESA
4. Select loan
5. Press the check loan limit option.
Who qualifies for these loans?
1. Be an M-PESA subscriber for 6 months.
2. Actively use other Safaricom services like voice, data and SMS.
3. Save on the KCB M-PESA service. (Although this is not a must. )