Fuliza MPesa is an overdraft loan facility launched by Safaricom in partnership with the Commercial Bank of Africa.
Fuliza enables you to complete your M-PESA transactions when you have insufficient funds in your M-PESA account. You may access funds multiple times as long as you are within your Fuliza limit.
Dial *234# to start using Fuliza
Fuliza is available to all MPESA customers, however, the awarding of limits will depend on your credit viability and how long you have been using M-PESA. To repay your Fuliza simply deposit cash to your MPESA or receive MPESA and your Fuliza balance will be deducted automatically.
To register for Fuliza simply dial *234# and select Fuliza. You need to be an MPESA registered customer with an active Safaricom line.
Keep transacting on M-PESA with Fuliza
How to Fuliza MPesa
1. Simply go to your MPesa Menu
2. Go to Send Money or Lipa na MPesa or Paybill No
3. Proceed to follow the prompts and remember to ONLY key in the amount that does not exceed your Fuliza limit
Safaricom charges a 1% access fee and a maintenance fee on the outstanding balance as per the table below